TD First Class Travel Visa Infinite Card Review

Currently, there are great limited-time offers that can net you extra points just for signing up and spending (like you normally do!). Let's check out what you can earn if you sign up by December 5th. 

First, you can receive a Buddy Pass if you spend $1,000 within the first 90 days of opening your new account. This means that you can add a second ticket to your ticket when you book an economy flight - for free! It's eligible for use anywhere in North America that Air Canada flies, including Mexico. 

Second, you get a welcome bonus just for making your first purchase. Get 20,000 points worth around $400 for doing practically nothing! You can earn another 45,000 points if you spend $1000 within the first 90 days, too. 

Finally, you get great bonuses like free first checked bags for up to two travellers. You also will gain access to the Maple Leaf Lounges, which have a value of $550. 

It's pretty easy to get Aeroplan points, all you have to do is spend the money you normally do on the card. You get 1.25 points for every $1 you spend - but there are ways to earn even more.

Since this is a travel card, you can expect to earn two points for every $1 you spend on purchases made with Air Canada. And you can expect to earn 1.5 points for every other travel-related purchase you make like gas, groceries, and dining out. 

Limited time offers are fairly common. Currently, a promotion at Starbucks earns you 2.25 points for every $1 spent at a location. And you can earn double the points by shopping with Aeroplan partner brands or through the e-store. 

Of course, what really matters is how you get to spend these awesome points you've accumulated. And that's why TD bank gives you tons of options to choose from. 

One of the best ways to spend your points is directly with Air Canada. Every single seat that's currently available for you to book is also available to book with points - there aren't any blackout dates or restrictions. 

You can combine a free flight with points with hotels and car rentals that you can also buy with points - essentially, you can get your whole vacation just through the use of points. But if you're not someone who travels frequently you may want to use your points elsewhere. That's why you can use your points for a variety of other pursuits such as merchandise, events, and gift certificates.

No need to buy a separate policy for your international expeditions, travel medical insurance is covered under this card. You can expect up to 5 million in coverage for your first 31 days of your trip unless you are 65+ in which case you are covered for the first 4 days. You can also add additional coverage to your policy if you so desire. 

It's already bad enough when your trip is cancelled for various reasons or interrupted mid-way through. It's even worse when you lose thousands of dollars in non-refundable bookings. That's where this insurance comes in. 

With a maximum of $5,000 for all insured persons under the policy, you can cover trip cancellations and interruptions to help ease the burden. Trip interruption is covered up to $25,000. 

While more commonly found on regular travel cards, it is no less welcome on this one. However, it has an even nicer policy than most - expect to be covered if your trip is delayed by more than just four hours! And you can gain up to $1,000 in compensation for the hassle. 

The stress of delayed or lost baggage is common among travellers and it's important to be prepared for this eventuality. There's nothing worse than having to waste your first day in a new location searching for new clothing - and even worse when it's not covered. 

Luckily, this card provides a robust amount of coverage for delayed baggage at up to $1,000 if the delay has been for longer than four hours. Lost baggage is compensated up to $2,500 for every insured person. This money is meant to be used towards replacing the belongings that have been lost or delayed like clothing and toiletries - the essentials. 

A rather unusual inclusion in a travel insurance plan, common carrier insurance is very useful. A common carrier is public transportation like buses, ferries, trains, plains, and even auto rentals. Losses on these types of transportation are covered up to $500,000. 

You no longer have to worry about unfortunate incidents while travelling as motel and burglary insurance is included with this card too! You can expect to have stolen personal effects reimbursed for up to $2,500 per person per situation. It also extends to certain family members who are travelling with you, the cardholder. 

NEXUS is a program you can join in order to cross borders more quickly between the US and Canada. And with this card, you can expect the application fee to be refunded through rebate every 48 months when you seek to enroll. This can have a value of up to $100 as other cardholders can join in. 

When something goes wrong it's always nice to have another voice of reason, especially if it's someone who has experience with travel emergencies. This card comes with access to a toll-free number that can have you connected to someone who can help you with your personal travel emergency.