London Pet Insurance

Buy The Right London Pet Insurance

When purchasing pet insurance, it is very important to go for broad coverage rather than a specific one. Irrespective of the pet’s present ailment or condition, a broad coverage would be more appropriate because it will cover unexpected conditions that may occur any time. You should be ready as a pet parent to protect your pet any time and any day and you can do that with broad coverage.

Most plans usually include wellness coverage as an optional or additional option. Wellness coverages generally cover routine procedures such as checkups and vaccination but they are not broad coverage and may not be a great option for you if you are looking for a comprehensive plan.

Make sure that your policy covers the following:

• Accidents and illnesses
• Emergency care
• Prescription medication
• Hereditary, congenital and chronic conditions
• Hospitalization
• Specialist care, and
• Surgery

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London Pet Insurance and Animal Shelters

• Diamond Dogs House Of Grooming - 720 Norwood Ave, London, ON N5Y 4M7 - (226) 504-3647
• Custom HomeWatch International - 35 Elmwood Ave E, London, ON N6C 1J1 - (519) 657-2948
• Jeve's Pet Care Inc. - 236 Greenwood Ave, London, ON N6J 3G4 - (519) 854-5383
• Julspops Dog Walking & Pet/House Sitting Services - 26 Mark St, London, ON N5V 2G5 - (226) 228-9418
• PAWSitively Happy Home - 6464 Decker Drive, London, ON N6P 1J5 - (226) 224-1364

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Pet Insurance Terms

• Co-insurance – The co-insurance is the part of the claim the insured is responsible for. If the co-insurance is 10%, the insured is responsible for 10% of the cost of the claim.
• Deductible – This is the agreed insurance claim amount that will be paid by the insured before the coverage kicks in. A deductible may be charged per year or per claim.
• Pre-existing condition – Any serious medical condition the pet had before the policy’s start date is known as a pre-existing condition. Most pet insurers do not cover pre-existing conditions.
• Breed exclusion – Depending on the insurer, some pet breeds may be excluded from the coverage based on the hereditary illnesses associated with the breed. In other words, if the pet develops the associated hereditary condition, the condition will not be covered.

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What to Ask Before Purchasing Pet Insurance

Pet parents are expected to make informed choices when choosing a pet insurance policy. You need to know what to expect from the policy, what is covered and what is not covered before making a claim.

Here are some questions to ask before taking out London pet insurance:

• What is covered and what is not?
• What illnesses and injuries are covered in the insurance?
• What makes up an accident?
• Does the policy include out-of-country or province coverage for my pet?
• Are there breed-specific exclusions?
• Is there any benefit or effect on my plan if I enroll multiple pets?
• How long does it take to process a claim?
• Is there any waiting period before I can make my first claim?
• Will my premium change over time or as my pet ages? Will it increase if I make a claim?
• How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about London pet insurance, click here.