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Guaranteed Acceptance Life

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Product Overview

Most traditional life insurance plans place a lot of restrictions on the insured to obtain life insurance coverage. Such restrictions like the medical conditions, age, and some other factors might make it impossible for some people to obtain an insurance plan even if they desperately need it. Guaranteed Acceptance Life removes such restrictions and makes it easy for you to obtain permanent life insurance. As the name implies, Guaranteed Acceptance is a “Guaranteed Issue” insurance. This means that you don’t need any medical exams or blood test to be eligible for this plan. This insurance plan is simple, effective and it serves as a succor to a lot of people who have been turned down by the virtue of being ineligible for some other insurance plans.

Features and Benefits

Although there is no discrimination in terms of age and medical condition in the issuance of this plan, however, your age will determine the minimum face amount on your policy. The minimum face amount for people aged between 18 and 60 is $10,000 and for seniors between 61 and 75, the minimum face amount is $5,000.

  • The minimum face amount for people between 18 and 60 is $10,000 and $5,000 for people between age 61 and 75.
  • The maximum face amount for this plan is $25,000 irrespective of your age.
  • The plan provides an optional benefit to the insured in case of accidental death.
  • The insured is guaranteed to obtain a benefit if he suffers from a terminal illness.
  • The plan also includes a transportation benefit

 

 

Additional resources

Learn more about your other insurance options from these informative articles.

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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