Wawanesa Insurance Review

About Wawanesa Mutual Insurance

Wawanesa Mutual Insurance was founded in 1896 in Wawanesa, Manitoba. The union started as a way to protect farmers, and consequently the company quickly experienced growth in Western Canada. By 1910, Wawensa became the largest fire insurer company in the country, and in 1975 Wawensa became the first Canadian insurance company operating in the US, when it set up shop in California. 

Wawanesa offers coverage for home and condo insurance, tenant insurance, auto insurance, life insurance and commercial business insurance. Wawanesa believes in helping you build your financial freedom and their customer service team is able to assist you.

Wawanesa Mutual Key Information

How Do I Purchase a Plan with Wawanesa?

To purchase a policy with Wawanesa, you can connect with a broker in your area to help you get started on the package that is best suited for you. 

How Can I Reach Wawanesa by Telephone?

If you live in Ontario, you can call Wawanesa by phone at 1-800-268-7300. Otherwise, visit this page to find the contact number for Wawanesa by region. 

How Do I File a Claim with Wawanesa?

To file a claim with Wawanesa Insurance, you can do so by phone at 1-844-WAWANESA (929-2637). You’re also able to submit a claim from your Wawanesa app. To file a claim with Wawanesa on their website, you have to sign-up first for the Claims Central platform in order to do so.

Wawanesa Pros and Cons

As with any product or service, and depending on your individual needs, there’s always advantages and disadvantages. Let’s take a look:

Why Wawanesa Could Be Right for You:

• Offers a wide range of insurance products
• Competitive rates
• Financial stability 

Why Wawanesa May Not Be Right for You:

• Customers have reported difficulty with cancelling policies 
• Customer support not available 24/7
• Limited availability

What Does Wawanesa Cover?

Wawanesa Insurance offers a comprehensive array of coverage options, spanning auto, home, and business insurance. With a customer-oriented approach, their solutions are tailored to safeguard your assets and provide peace of mind. Whether you're looking to protect your vehicles, property, or business operations, Wawanesa's diverse range of coverage ensures you're prepared for life's uncertainties.

Wawanesa Auto Coverage 

Wawanesa will provide you access to insurance brokers. These are insurance experts who can offer you expert advice depending on your insurance needs. The brokers are professionals who are highly experienced and unbiased and will put your interest first in every advice they give relating to your insurance needs. Wawanesa offers flexible payment options such as payment via the MAC plan (Monthly Automatic Chequing), online, via cheque or through your financial institution. The plan also provides fast and fair claims services throughout Canada and also a broad coverage. The plan offers an interesting way for you to save. You can save on the plan if you insure two or more vehicles with Wawanesa, have both auto and home insurance policies with Wawanesa, you are a mature driver above 50, your children have completed a driver education course, you have never received a traffic ticket, and you have not been involved in an auto accident in the past 6 years. You can also take advantage of the insurance broker services to get expert advice on your coverage and your insurance needs. The brokers are experienced and unbiased professionals who will put your interests and needs first before any other thing.

Wawanesa Home Coverage

Wawanesa home insurance includes living expenses, identity fraud expenses coverage, replacement cost contents, built-in inflation protection, condominium unit owners improvements and so forth. Optional coverage like all risk fine arts, guaranteed replacement cost on building, water defense coverage, short-term rental coverage etc. The coverage will protect your home, mobile home and related structures against personal liability protection All risk coverage for your home and structure on your property, and household contents and personal property. It also provides condominium unit owners additional protection for a unit in the event of inadequate building insurance, household contents, private dwelling unit improvements, personal belongings, and so forth. Tenants can take advantage of the coverage to protect your household contents, private dwelling unit improvements, personal liability and personal property. The home insurance offers additional coverage such as additional living expenses, identity fraud expenses coverage, replacement cost contents, built-in inflation protection, condominium unit owners improvements, etc. Optional coverage such as home day coverage, home business coverage, guaranteed replacement cost on building, earthquake coverage, short-term rental coverage, special limit enhancement, personal cyber protection, to mention a few, are included in the plan.