In 1889 L’Union Saint-Joseph formulated a joint fund to provide for their needs in case of illness or death. They would later be known as The Union Life Mutual Insurance Company, and finally take on their new alias today as UV Mutual Insurance. UV Mutual was conceptualized in Drummondville, Quebec and still remains there today. UV Insurance is community oriented and makes annual donations to better the lives of Canadians.
UV Insurance offers insurance coverage for whole life, term life or universal life insurance, critical illness insurance, disability insurance, health insurance, travel insurance, home insurance and auto insurance, available for individuals. Group insurance is available to businesses, organizations and associations.
NAME
DETAILS
Company Name
The Union Life Mutual Assurance Company
Head Office Address
1990 rue Jean-Berchmans-Michaud, Drummondville QC, J2C 7G7
Contacts
1-800-567-0988 Fax: 819-474-1990
Email
info@uvinsurance.ca
Website
https://uvinsurance.ca/
In Business Since
1889
A.M. Best Rating
-
Financial Assets
$225 Million
Terms and Conditions
https://uvinsurance.ca/terms-and-conditions/
How Do I Purchase a Plan with UV Insurance?
To purchase a plan with UV Insurance, visit their website to get started. You can view existing policy plans and fill out an application form. You can also call customer service to get started.
How Can I Reach UV Insurance by Telephone?
You can reach UV Insurance by phone by calling them at 1 800 567-0988.
How Do I File a Claim with UV Insurance?
Claims can be made directly on the UV Insurance website. You’ll have to select the applicable forms you require and take it from there.
UV Insurance Pros and Cons
As with any product or service, and depending on your individual needs, there is always advantages and disadvantages. Let’s take a look:
Why UV Insurance Could Be Right for You:
Offers a wide range of insurance products
Flexible payment options
Financial security
Why UV Insurance May Not Be Right for You:
Limited product knowledge online
Coverage is limited to Canada
Premium costs
What Does UV Insurance Cover?
UV Insurance in Canada provides comprehensive coverage against unexpected medical expenses and emergencies. With various plans tailored to individual needs, UV Insurance ensures access to quality healthcare services without financial worries. Whether it's hospitalization, prescription medications, or specialized treatments, UV Insurance offers peace of mind, making health and well-being the top priority for all Canadians.
UV Insurance Health & Dental Plans
Early Learning
You can purchase this insurance plan for your child when they are between the ages of 0 and 36 months old. The coverage amount for this plan ranges from $250 to $50,000. Coverage with Early Learning begins when your infant turns 15 days old, or when UV Insurance receives the application. If you purchase another plan with UV Insurance within 12 months, you can get a fee refund.
Juvenile 30/100
Getting insurance coverage for your children such as Juvenile 30/100 will help you keep your children protected at highly affordable premiums. The maximum amount for this life insurance is $500,000 but you can also opt for $100,000 or $250,000. The insured amount is automatically indexed by 10% every year during the first 10 years. The plan is designed to provide maximum life insurance protection to children 0-15 years with affordable premiums. It helps you to secure the future of your children and grandchildren. The plan can be easily converted to permanent insurance at age 30. You don’t even need a health statement to do this and also the insurance premium will be guaranteed. UV Insurance juvenile 30/100 covers life insurance, critical illness insurance and accidental fracture for your children. 9 critical illnesses are covered including stroke, coronary artery bypass surgery, heart attack, and cancer and 5 child diseases namely, cystic fibrosis, cerebral palsy, muscular dystrophy, type 1 diabetes mellitus, and congenital heart disease. On expiry, the term to age 30 can be converted to term to 100 at a highly competitive rate.
AdapCI Critical Illness Insurance
AdapCI allows you to get your premium back in the event of death, provided no claim has been made for a critical illness condition. You can also get 100% your premium back if you cancel your critical illness insurance once premiums are due. A lot of critical illnesses are covered by this plan. This includes 24 critical illnesses and 4 noncritical illnesses. The critical illnesses include illnesses covered in the juvenile plan and more. AdapCI provides robust protection from $10,000 to $2,000,000. It is a highly flexible and also affordable critical illness insurance plan. The plan covers 24 critical illnesses and 4 noncritical illnesses. All the critical illnesses covered in juvenile insurance are covered by this plan and more. You can get back your premium after 10 years, or in the event of death if you have not made a claim. You have an option to choose when to end your payment. Available options include until the age of 25, 35, 45, 55, 65, or 75.
UV Life Insurance Plans
UV Insurance's life insurance plans in Canada offer essential financial protection and peace of mind for you and your loved ones. These plans are designed to provide a financial safety net in the event of your passing, ensuring that your family's future is secure. With various options available, UV Insurance's life insurance plans can help cover expenses such as mortgages, education costs, and daily living expenses, allowing your family to maintain their quality of life during challenging times.
Term Life
The term life insurance is available for the duration of 10, 20 or 30 years. You need to be between 18 and 65 to be eligible for this life insurance. Your coverage can be renewed until your death, every 10 years at a guaranteed premium. If you are unable to perform 4 of the 6 daily living activities before age 60, you could receive 50% of your initial premium amount.
Your term insurance can be easily converted to a whole life insurance until age 70. You don’t even need evidence of insurability to do this. In the event of your death, the plan will pay your funeral expenses, your tax and debts, leave an inheritance for your dependents, and maintain the standard of living of your beneficiaries. You can add critical illness and supplementary benefits such as dismemberment and accidental death.
Integral Permanent Life Insurance
Integral permanent life insurance covers you on the insurance that is equivalent to the total premiums you have paid. In other words, as soon as you stop paying premiums, your insurance coverage will be adjusted to its reduced equivalent depending on the total premiums you have already paid. Integral permanent life insurance allows you to pay premiums all your life. With this insurance plan, you can interrupt payment as you wish without losing money. You can also stop paying premium anytime you want and will still be insured for life. The plan covers you by a reduced equivalence of your insurance equivalent to the total amount of premiums you have paid when you stop paying premiums. You can cancel your insurance contract and redeem a part of the premiums you have paid. The money you redeemed can be used for any purpose such as health issues, personal projects and so forth.
Adaptable Permanent Life Insurance
Adaptable permanent life insurance offered by UV Insurance allows you to leverage adequate legal protection at no extra cost. It covers 8 legal fields, namely, personal, real estate, assets and property, family, business, labor, consumer protection, and civil liability and litigation. Besides, you can opt for this insurance plan without any proof for insurability. The insurance plan includes two chapters, namely, a basic option (chapter A). This is a term insurance that insures up to $100,000. The second chapter, chapter B, is optional. It is a permanent insurance option. Adaptable permanent life insurance has one of the highest cash values in the industry, you can even borrow against your cash value. The premiums can be paid in 8 premium payment periods namely to age 25, 35, 45, 55, 65, 75, and 85. Only a minimum of 20 years of payments is allowed. Legal assistance is also included in the plan at no extra cost. This covers 8 legal fields namely, personal, real estate, assets and property, family, business, labor, consumer protection, and civil liability and litigation. You can opt for this insurance plan without any proof of insurability.
Whole Life High Values
This is a new permanent life insurance product offered by UV Insurance. Premiums are fixed and you’re guaranteed to be insured regardless if your health changes or not. The insurance is payable for 20 years. Receive tax-free coverage that ranges from $10,000 to $2,000,000. With Simplified issue, there is no medical exam required and the coverage provided is for $10,000 to $150,000. In your 10th year of being a policyholder, you’ll have access to a cash value.
Awesome customer service!!! Highly experienced, knowledgeable and very attentive. Friendly and efficient. Eric dealt with my inquiry promptly and with much patience. I highly recommend this insurance company. Thank you so much Eric!
Arya Surendran
Philip Siggelkow
A pleasant expierence, informative and helpful. The $500 deductible was a good option.
george poitras
This lady is the best!!!
Doug Hunter
Great courteous service by Dornaz.
Keith Barnes
I found the agents I spoke with to be very helpful and thorough.
Henry Kamphof
Yesterday with the assistance of Dornaz we were able to finalize and pay for our emergency medical insurance for travels to Portugal Spain and Italy this fall time. Everything went smooth and was pleased with the insurance packages provided.
Carol Shapiro
I dealt with Dornaz re purchasing trip cancellation insurance. She was prompt in her responses to me and followed up with a phone call to address any of my questions. It was a pleasure working with her. Thank you.
colleen green
Dornaz was excellent ! I found her when i googled medical insurance, plus another client referred her. I couldn't be happier and definitely refer her to anyone who needs travel insurance. The whole thing took less than 10 minutes! Thank you, Dornaz, You are the best! Colleen from Canada.
Paul Rosenthal
Cathy S
Best deal for Seniors needing travel insurance! Very pleasant experience resulting in amazing price! Thank you!!
Helene Marchand
We had excellent service with Eric. You are lucky to have him as an employee. He was very patience with us ( we are seniors) and very helpful.
Bill Buchanan
Artmiz is extremely knowledgeable about the product. She had all the answers right at her fingertips, which was most helpful and efficient. There was no waiting for a quote, everything was fast, convenient and, I believe, cost-effective. The whole process was a good experience.I checked out several other industry providers and found yours to be by far the best, in terms of convenience, friendliness, and a very knowledgeable agent.Bottom Line...On a scale of 1 to 10...A solid 10.Many Thanks, Bill Buchanan
Carrie Jamieson
Cathy Bentley
Eric was great to deal with. No pressure at all. He went through any questions I had and answered honestly...again NO pressure to get any policy and when I chose one he went through the questions and we sealed a policy that fit my needs.Thanks Eric!
Janice Sayer
Dornaz got back to me quickly with quotes, she was wonderful to speak with and found me the best price for my insurance
Edward McLain
Getting ins is no issue..if we need to use it..its unknown how you help us in support.Telephone call was very good.Thankyou for great satisfaction
Nicolas Ros
I AM VERY HAPPY WITH SHIWANI SERVICE. ATTEMPTIVE, PROMPT AND EFFECTIVE. THANK. SEE YOU AGAIN SOON.
James Milburn
Dornaz was very helpful and polite.
Mark Kunwar
friendly and helpful
Cora Peters
marie Hrynuik
Fay Greenholtz
Eric Clementi was very helpful
Bernard Madden
Both R'ceino Ewing and Dornaz were very informative, served me efficiently and responded to my needs in a timely basis. I now can travel without worry. I thank you both.. Bernard Madden
Tracey-Anne Lee
I highly recommend this insurance company. Artmiz was my agent. She was polite, informative, patient, efficient and made me feel like family. Their prices are better than other travel insurance and have great coverage. This is who I will be with for my future vacations and will definitely recommend to friends and family. Thank you Artmiz for making this transaction smooth. Much appreciated.
Glenn Gowriluk
Artmiz provided us with thorough and friendly service and advice in purchasing travel insurance. 5 stars!!
Artmiz was very efficient and professional. She followed up and ensured we got the best rate and package for our travel needs
Linda Beatson
It was a very convenient process. The agent was very helpful and I was able to get the coverage I require.
Joanne Hebb
Dylan and Eric were very helpful on my search for travel insurance. They were very friendly as well. I was glad to use them for info.
Clifford, Deborah
We spent considerable time with Dylan on the phone on several occasions and his patience and explanation of the policy was second to none. He is knowledgeable and thorough and extremely well spoken and mannered. We were then passed on to Eric and the response was the same. This company has our travel insurance business forever. Thank you Dylan & Eric.Clifford & Deborah Horsfall
Bernadette Wyllie
Service was excellent with Eric
Janice Bethune
Elaine Morelli
Traci Albert
Agents were helpful and personable
Kara Walker
Eric was quite helpful in suggesting insurance coverage best suited to my needs and quickly took care of getting me all signed up once I made the decision to move forward
mac mchenry
Kent Carstairs
Armando Perez
Easy to work new insurance when your agent Felipe Portes is effective, know his product and try to find the best product for your needs. Looking for insurance is jungle of options, so nice to have someone to direct you. An no stress experience.
Shirley Hartling
Agents were very courteous, helpful, and processed the purchase of my policy in excellent time. The cost of the policy was very competitive. I would use Allianz again with no quandaries.
Ken Zwicker
Russell Anderson
Michele Hicks
very easy and polite to deal with
Gail Levangie
While the customer service agents were great and very helpful - Maria and Eric -Trying to get access to the documents was extremely frustrating. Entered the password at least 6 times all rejected. Want info before I leave.. don’t want to deal with this in the event of an emergency
Morris MacKay
I was treated with the upmost respect and kindness by Dornaz. Very professional.Thank you so much
Marlene
Very good and thorough serviceThank you
Gary Oliver
The lady (Christine) who we spoke to about the health/dental insurance was very helpful and friendly. She was very knowledgeable. She was very pleasant and made the whole conversation easy. She was very easy to understand. Thanks
Robin
Great service! Friendly & fast service! Dornaz made sure I had the best price
Joseph Szucsik
PAT BEAUDOIN
I called for a quote on getting travel insurance for my upcoming trip to the US, Dornaz from Alliance Income was such a pleasure to deal with! She was thorough and got me a great deal, I will definitely recommend her and the company to others.