With a history dating back to 1949, GMS is a Canadian insurance company based out of Saskatchewan, servicing more than one-million Canadians.
GMS focuses on bridging the gap between publicly funded medical care, and its policyholders. GMS provides health insurance for medical needs not covered by the government such as ambulatory services and care provided by personal support workers. The aim is to ensure all Canadians get to live their lives to the fullest.
GMS Key Information
NAME
DETAILS
Company Name
Group Medical Services
Head Office Address
2055 Albert Street, PO Box 1949, Regina, SK S4P 0E3
Contacts
1.800.667.3699
Email
info@gms.ca
Website
https://www.gms.ca/
In Business Since
1949
A.M. Best Rating
-
Financial Assets
-
Terms and Conditions
https://www.gms.ca/privacy-policy
How Do I Purchase a Plan with GMS Insurance?
You can begin the process of shopping for a GMS health insurance plan by following this link, and the process of securing a GMS travel policy by following this link.
How Can I Reach GMS Inurance by Telephone?
Call 1.800.667.3699 if you wish to reach GMS Insurance by phone.
How Do I File a Claim with GMS Insurance?
Visit the GMS website and check out the claims page if you wish to submit a claim. You’ll have to select the appropriate claims form from the drop down menu.
GMS Insurance Pros and Cons
As with any product or service, comes the advantages and disadvantages. According to our research, here are some pros and cons of GMS.
Why GMS Insurance Could Be Right for You?
Optional benefits upgrades can be tacked on to existing policies
Policies are easy to understand
Customizable plans
24-7 customer support and assistance
Why GMS Insurance May Not Be Right for You?
Expensive products, especially for those with pre-existing conditions
Underwriter examines medical history, making it more difficult for approval
Limited coverage options
May not be available in all locations
What Does GMS Insurance Cover?
GMS offers a wide range of insurance plans designed to suit different needs and different budgets. In a GMS plan, you will find access to medical services which include prescription drugs, vision care, dental care and travelers insurance. Additionally, they provide various value-added services, such as telemedicine and wellness programs which are designed to help their members stay informed and healthy.
GMS Personal Health Insurance Plans
GMS’s personal health insurance plans are for individuals and families. They provide a variety of coverage options for health-related expenses. You can expect to find all of the unusual dental, vision and prescription benefits, but also things like paramedical, physiotherapy and chiropractic care. Let’s take a closer look at each plan.
GMS OmniPlan®
OmniPlan® is a superior GMS health insurance product that provides extensive health benefit coverage including coverage for health practitioner services like physiotherapy and massage therapy, vision care, and glasses. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.
GMS BasicPlan
The BasicPlan includes coverage for things like emergency dental care, vision care, counselling services, as well as emergency medical insurance, but no coverage for prescription drugs. BasicPlan is an affordable GMS health insurance product that is designed to cover unexpected emergencies, including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.
GMS ExtendaPlan®
The GMS ExtendaPlan® is the most extensive personal health care package offered by GMS. The Extenda Plan includes even more coverage than the Basic Plan, and comes with benefits for things like diabetes equipment, blood pressure monitors and orthopedic shoes. There’s also up to $250 per year in coverage for things like physiotherapy and chiropractic care. Hit with unexpected expenses, stemming from unexpected injuries? Extenda has your back for that too. The Extenda Plan covers costs like casts and crutches.
GMS Replacement Plans
GMS offers health insurance replacement plans for those individuals who may be losing their group benefits. These plans provide uninterrupted coverage and peace of mind while ensuring that prescription drugs, dental and vision care and more, are taken care of.
GMS EssentialPlan
Should you happen to find yourself in a medical emergency, the purpose of the EssentialPlan from GMS is there to help you cover the essentials. This plan gives you unlimited ambulatory services, and will help you pay for doctors visits, prescription drugs, emergency dental care, chiropractic care, physiotherapy and massage. There is an annual limit to the services offered on this plan.
GMS ChoicePlan
The ChoicePlan comes equipped with even more coverage than the Essential Plan. The ChoicePlan gives you $1,250 a year for prescriptions, and up to 80% in coverage for acupuncture and chiropractic services. The Choice Plan also includes coverage for prescription glasses, mental health care, and emergency medical travel coverage. The Plan is also customizable and allows you to add even more coverage for dental care, critical illness insurance, and added paramedical services.
GMS PremierPlan
PremierPlan is the most comprehensive GMS replacement health benefits package that is designed for Canadians who want greater coverage for prescription drugs, vision, physio, massage and travel emergency medical insurance for longer trips. The PremierPlan comes with a plan to cover prescription drugs, dental and emergency travel medical insurance. Just like the Choice Plan, the Premier Plan is customizable too and lets you add extra coverage for dental care, critical illness insurance, and added paramedical services.
GMS Additional Coverage Options
GMS Insurance is always looking out for its more than 1 million policyholders. Most of the GMS policies are customizable. You’ll be able to top-up your existing insurance policy with what you need the most. You can get additional services added to your plan like dental care, critical illness insurance, hospital cash and paramedical services such as naturopathy and speech therapy amongst others.
GMS Travel Insurance
GMS offers travel insurance policies which deliver peace of mind. The plans bring protection for travellers by way of emergency medical expenses, lost or stolen baggage, trip cancellation and other travel-related risks. These plans are for groups, families and individuals and are fully customizable.
GMS Emergency Medical Coverage
GMS has you covered when you are travelling too. The GMS Emergency Medical Coverage has you covered when you are travelling and the unexpected occurs. Get covered for doctor visits, prescription drugs, hospitalization, emergency dental services, accidental death and more. The GMS Emergency Medical Coverage gives you up to $5 million in incident-related coverage so that you can enjoy your vacation, freely.
GMS Immigrants & Visitors Insurance
GMS Immigrants & Visitors to Canada is a GMS travel insurance product that is designed for immigrants and visitors to Canada that want to have peace of mind during their entire stay. There is guaranteed approval if the application is made and submitted before arriving in Canada. You can choose the amount of insurance coverage that you wish to receive.
GMS Trip Cancellation Insurance
Sometimes, despite all the planning ahead, life takes a left turn. If you need to cancel your vacation trip for whatever reason, the GMS Trip Cancellation Insurance has you covered. The Trip Cancellation insurance does the impossible and reimburses you for the majority of your expenses like non-refundable air-fare, accommodations, cancellation fees, and lost or stolen bag coverage. You’re also covered if you have to cancel for deaths, natural disasters, jury duty, political unrest, terrorism, job loss and more.
GMS Student Plan
The GMS Student Plan is designed for students who study abroad. You get to choose if you need coverage for 4 months, or 12 months. You’re covered for $2 million in health care for the year, and that includes 17 extensive medical services while you study. You’re covered for hospital; medical services; diagnostic treatment; outpatient services; prescription drugs; road and air ambulance; special attendant; return of family member; paramedical services; health practitioners; accidental death; return of remains; family to bedside; coverage continuation; out-of-pocket expenses; 24-hour travel assistant services, and sports participation (with extra coverage for athletes).
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Lanie Velasco-Jn Charles
So quick and efficient. Sourabh was very accommodating and helpful to what I needed for health insurance. They were able to call me back without having to have waited 1-2 business days. Love it!
Kenneth Schock
To ensure continued confidence that our long term health needs will be maintained.
Angie Mena
Christine helped me over the phone and was amazing and respectful
Steve Kriston
It was convenient and easy. Chris couldn’t have treated us better if he’d been sitting right beside us. Great experience!
Laura Christina Espinal
Very quick and formative.
Robert McLean
He was so nice to me told so much about it thanks so much
Charlaine Banfield
Gautam was very helpful in making my decision about which insurance to purchase. I would recommend this insurance company
Adam Diamond
George was helpful quick and knowledgeable with helping me find something suitable and that worked best at that. I definitely recommend Insurdinary for all of your insurance needs. Thanks George!
Serena Hill
Very polite and courteous! Def a thumbs up ☺️
Kathy Jackson
Make it possible to contact a CSR who doesn't transfer me around 7 times before telling me they can't find their own policy issued to a customer - a policy number taken from their own letterhead!! I will tell everyone I know, in every way, to avoid your company at all costs. If I have to, I will contact CBC W5 or Marketplace. Manulife, you have messed with the wrong estate executor!!
Dee Garrett Gauthier
We had an excellent experience with Insurdinary. We strongly recommend them for insurance. Very pleasant to speak with. Fast and easy. We will be telling our family and friends all about it. Give them a call.
Nicole Florendo
Get Quotes and Compare the lowest and best insurance rates now!
Widya Febrina
Thank you so much George for your help , you so quick to respond me back and help me lots everything done so quickly. The best services ever. I will recommend to all my friends . Thank you so much I do really appreciated it..
Love Maria
Very helpful very easy....good job.
Vicky Green
It was a pleasure talking with George He was very polite .
Louise Smook
It was a pleasure speaking with you today:) Answered all my questions and found the best plan for me to meet my needs at the best price. Thanks again , George!
Emma Woodhouse
It was a pleasure to work with this team. They have answered all of my questions; provided me great quotes which addressed all my needs. Thank you.
Bob Schulz
Daniel Veremchuck
It was super easy to get a quote online. Amazing people work there providing you with the best option and customer service.
I was so happy, got excellent service and quich result.
David Blundell
Thanks to Eric Clementi for the great service in getting my family's travel insurance sorted.
Tracy F.
Dornaz was very helpful and answered all my questions. She made sure i understood everything.
Rose Welch
I'm very satisfied with how easy it was to get the insurance I need for my next trip. The questionnaire was clear and precise. The agents I spoke with were very knowledgeable and patiently answered all my questions. Eric assured me I'd receive my papers within the next 7 to 10 days. I'm also very satisfied with the cost. Thank you.
gary stratton
Very thorough and respectful. Eric and Christa were not pushy so yeah it was peace of mind for a reasonable price.
daryl jarvis
Eric ,was very helpful and explained all the details.
Elaine Craig
Excellent service from both Natali & Eric. Answered quickly, were knowledgeable and responded promptly to messages. Would definitely recommend them.
clifford Carter
Hermin & Eric were both professional & kind. Keep up the good work!
Rosa Machuk
Maria Robertson
Dornaz helped me get my yearly travel insurance today. She was a joy to speak with, and so very professional. The whole experience was fast, efficient and stress free. She gave me some options and answered all my questions to try to get the right policy for myself and my husband.She even sent me my policy before we were done on the phone together. I am hoping to never need to use this insurance, but if I do, I hope that I get to deal with someone as kind and knowledgeable as Dornaz.
Mark Smith
Noel Badry
Sabrina and Eric were extremely helpful with providing me a quote for travel insurance. From the initial phone contact to the final transaction it was hassle free and very quick.
Norm Carey
Susan Allan
Karen Wright is not only knowledgeable and easy to deal with when she is selling insurance. She is supportive, helpful and advocates for her customers when they need help. Thank you so much for your assistance.
janice Walker
Eric was great to work with, he easily answered our questions. The quote was reasonable for what is provided for trip interrruption and trip cancellation insurance. Highly recommend.
peter aldrich
Emil was professional, helpful on options and responsive. A+ service. Thank you!With Emil ; Easy Peasy !
Peggy
George Privett
Talked with Dornaz who I found to be pleasant, helpfull and well qualified. I will contact her again whwn I need further insurance.
Brenda Laboucane
I was very happy with the help that Cynthia and Eric gave me in getting my travel insurance for our upcoming trip. Cynthia found the best deal for me quickly and Eric finished it up very efficiently.
Ed Parans
I dealt with Eric… super helpful getting an annual Travel insurance policy. Best terms and quote I found.
Vivian MacKinnon
Started with "Policy Rates" to save you from comparing...sounded great...then it states "Manulife" did not understand it...then it went to a different company?? Terrible!!
Peter Blomfield
Good service and information
Robbin Schick
Adam and Eric were both very efficient and knowledgeable. I appreciate that.
Oyeme Adesida
Great services and customer care.
Irene Bilger
Neil Silberman
Karen Wright was very helpful and gave me a good policy for my time out of the country
Taylor Whynot
Dealt with two agents, Mariam and Eric and they were absolutely amazing! Super helpful and quick to respond and help me with my inquires! Highly recommend!
Val Stinson
Cheryl Baker
Excellent customer service from Emil Denis. He clearly explained our options and scheduled a call back so that we would have time to read over the policy details. Everything was done in a efficient manner.
Al Euteneier
very helpful and knowledgeable people Sinthia in head office and Eric in Regina
Vaughn Boegel
We have purchased Medical and Trip Interruption insurance a number of times from Theresa at Allianz insurance.Theresa is extremely knowledgeable and customer satisfaction driven. She has always been pleasant and patient while servicing our account.Theresa makes doing business with this company a pleasure!Thank you!
roy johnson
Mariam Javed your Customer Service Rep. provide me with very helpful service to me my emergency medical travel insurance needs. She is very professional ,very friendly, understands customers needs and provide me with options. Allianz Global is very fortunate to have professional customer service reps. like Mariam.
Catherine Simpson
The quote was by far the most reasonable we found by a company with an excellent online rating. Both the agents I spoke with, Mariam in ON and Eric in NS were friendly, helpful, knowledgeable, patient, and easy to understand. I thank them both for their excellent customer service and we would not hesitate to use this company again. Our trip is in the future so I cannot comment on what it might be like to submit a claim and hopefully that is not going to be necessary in any case.
Joyce Markson-Besney
Emil Daniel provided outstanding customer service to us. His demeanour is very pleasant and professional. He found the best rate for our travel cancellation insurance. We will definitely book future insurance needs with him. Thank you Emil!
Mike Durand
I experienced very good experience with Emil , he was very professional and explained everything very well . I’ll be using him in the future
Marisa Clemente
John Anderson
Very professional service. Thank you.
Marie O Makkreel
I’m writing to thank Dornan…… at Alliance Insurance for helping plan my Travel insurance for the next coming year to the multiple trips I take to USA! Every year She listened to what I was asking for and treated me in a kind and informative way and helped me choose exactly what I felt comfortable with ! I felt very comfortable speaking to her and was satisfied with what she had chosen and also the price she quoted was even better than the previous year!Thank you so much Dornan!Sincerely,MARIE MAKKREEL
Rob Hinks
Great way to do business
Cyril Boone
Kevin Taylor
Great Communication and Reasonable pricing.
Liz Hodgdon
Very helpful folks, made process simple and were responsive and patent.
Alan Riley
The service I received from this company was efficient and they followed through when I need further information and clarification. At all times Sehar and Eric were very helpful and professional with my policy and it was a relief to have it completed before my short deadline of travel - thank you.
Phillip MacDonald
Great efficient service
Phil S
Dornaz provided outstanding service. She is knowledgeable, courteous, and efficient.
Max London
Very simple and easy sign up process to ensure you are covered in case of a medical emergency while travelling.
