Back in 1874, Foresters began as a benefits company started by a fraternal organization - The Order of Foresters. One of the very first leaders at Foresters Financial was Dr. Oronhyatekha, a Mohawk physician and scholar who was way ahead of his time - fighting for women’s rights, children's rights, and for the rights of minorities. The goal and focus of Foresters remains deeply rooted in the ideology of fraternal organizations and their families; to band together in comradery. Each year Foresters Financial invests millions of dollars into the betterment of communities.
Today, more than 3 million customers rely on Foresters in Canada, the United States, and the UK. Foresters offers health insurance, critical illness insurance, accident insurance, term life insurance, whole life insurance, universal life insurance, and long-term care insurance.
Foresters Financial Key Information
NAME
DETAILS
Company Name
The Independent Order of Foresters
Head Office Address
789 Don Mills Road, Toronto, ON, Canada, M3C 1T9
Contacts
416-429-3000 Fax: 1-877-329-4631
Email
clientservice@foresters.com
Website
https://www.foresters.com/en-ca/
In Business Since
1874
A.M. Best Rating
A
Financial Assets
C$7.5 Billion
Terms and Conditions
https://www.foresters.com/en-ca/legal
How Do I Purchase a Plan with Foresters Financial?
Contact Foresters Financial by phone or via their website if you wish to purchase an insurance plan with them.
How Can I Reach Foresters Financial by Telephone?
To reach Foresters Financial by phone, contact them at 1 800 828 1540.
H3 - How Do I File a Claim with Foresters Financial?
Visit this page if you wish to file a claim with Foresters Financial online.
Foresters Financial Pros and Cons
As with any product or service, and depending on your individual needs, there’s always advantages and disadvantages. Let’s take a look:
Why Foresters Financial Could Be Right for You:
Strong customer service
Wide range of insurance products for you to choose from
Long standing history of service
Why Foresters Financial May Not Be Right for You:
Pricey premiums
Complex policies
Potential sales pressure
What Does Foresters Financial Cover?
Foresters Financial offers a diverse array of insurance products designed to cater to various financial needs. These offerings encompass life insurance policies, which provide protection and financial support for families and beneficiaries in the event of the policyholder's passing. Additionally, the company provides annuities, creating a reliable stream of income for the future. Moreover, Foresters Financial extends its services to include retirement plans, empowering individuals to plan for a secure financial future. Through these products, Foresters Financial aims to address the multifaceted aspects of financial well-being.
Foresters Financial Life Insurance
Foresters Financial provides a range of life insurance solutions tailored to diverse preferences. Their offerings encompass Term Life Insurance, offering cost-effective coverage for a specified term; Advantage Whole Life Insurance, combining lifelong protection with cash value growth; and Non-Participating Whole Life Insurance, focusing on guaranteed protection and cash value accumulation.
Term Life
Term Lifefrom Foresters Financial is term life insurance that is available to you at 10 years, 20 years, or 30 years. Your premium is guaranteed to remain fixed for the duration of your policy. Should you pass within this time period of holding the policy, a set amount will be paid out to your family. The death benefit is customizable and you’re able to choose which amount your beneficiaries will receive.
Advantage Whole Life Plus Insurance
With guaranteed premiums, the Advantage Plus Whole Life Plus Insurance from Foresters Financial adapts to your changing needs, and that of your family. It is customizable in such a way as to provide financial security for your loved ones. Advantage Plus Whole Life Plus is a participating life insurance, this means that you can receive dividends, and it has further benefits like lifetime death benefit protection, guaranteed cash value, and so forth.You can choose from either of two premium payment options: 20-pay, or pay to age 100. You can add extra features and benefits such as a family health benefit rider, accidental death benefit rider, and common carrier accidental death rider. You can further extend your protection with the children’s term rider, waiver of premium rider, disability income rider, and accidental death rider.
Non-Par Whole Life Insurance
Non-Par Whole Life Insurance from Foresters Financial is a whole life insurance product that does not pay you dividends, rather the premiums you pay go towards increasing your cash value over time. As long as your premiums are paid on time, the death benefit is guaranteed for the duration of your policy. Premiums are guaranteed to remain fixed, and you are also able to access a cash value component in which you are able to withdraw, if needed.
Foresters Financial Critical Illness Insurance
Foresters Financial extends critical illness coverage through its Live Well" and "Live Well Plus" products. These offerings provide financial support in the face of serious illnesses, helping policyholders alleviate the financial burden that often accompanies such challenges.
Live Well Critical Illness Insurance
Live Well Critical Illness Insurance covers 4 critical health conditions and provides you with a lump sum benefit coverage up to $100,000. You are able to choose your term here, either 10 years, 20 years, or up until the age of 80. You can also exchange the Live Well 10 or 20 to the Live Well to Age 80. The plan comes equipped with Teladoc Medical Experts so that you may receive medical advice from leading experts in the industry.
Live Well Plus Critical Illness Insurance
Live Well Plus Critical Illness Insurance covers 25 critical health conditions and provides you with a lump sum benefit coverage up to $2,000,000. You are able to choose your term here, either 10 years, 20 years, or up until the age of 80. You can also exchange the Live Well Plus 10 or 20 to the Live Well Plus to Age 80. The plan comes equipped with Teladoc Medical Experts so that you may receive medical advice from leading experts in the industry.
Wow this unbelievable! I never thought I can make real money from Forex trading. I thought everyone on the platform were just scammers who have no human feelings . I got scammed a few times. Please be careful while investing I know there are real managers and I have met one. Mrs lilian wilson is a real and legit manager who will do anything just to make you get your profits after your trade duration . She has done that for me, now I don't have to worry about cashing out my profits . She will put a smile on my face once again, you can contact her via Email: lilianwilson220@gmail.com WhatsApp: +1 (714) 698-9275
Andile Hlela
This comfortable and good standard of living I now enjoy with my family, is all thanks to you Ma'am Helen Edwin, before now I had a low income and did a lot of online trade which no profit, but you can like an angle and change all of that in just one week, you turned my $600 to $8,450 with your intelligence as an expert and from that day I had made more profit each week investing more, there is no amount of thanks that will be enough for what you have done for me and my family, but I promise Ma'am I will speak of your honesty,handwork and trust to the world, this is dream come true for me for finding a legit account manager like you, I advice the entire public to invest with Mrs Helen Ewdin cox and be financially sable contact her on the following Email: helenedwin066@gmail.com WhatsApp: +1 (315) 407-1224
Kenneth B. Colbert
I highly recommend Mr Danny A Stewart to you because he's a very true and genuine man. So I finally decided to introduce my trading manager to you if you're interested in $8,500 earnings weekly in crypto (binary) trading. Whatsapp +12066725974 or click on the name below to contact him directly here on facebook; 👇👇👇👇 Danny A Stewart 👆👆👆👆 Telegram: Danny_stewart93
Jordan L Reyes
Words can't really express how much happiness Mr Ralph Carico platform has brought into my life, my home is filled with joy and gladness, I say a big thanks to you and your platform and i will keep investing with you Ralph Carico thank you so much.
Tasha Manase Iv Beabyy
I had the best experience working with Mrs Jessica Wayne, She started managing my trading account with my first deposit of $1000 and made over $10,550 in less than 2 weeks Thank you for making the process stress free! Highly recommend Mrs Jessica Wayne to anyone regarding their account managing needs! she's very hardworking and her professionalism is top-notch and worth sharing for the benefit of other's, Contact her and you won't be disappointed her service is one of the best and I'm glad to testify about it anywhere, anytime this is the most lucrative and stress-free business that I've ever invested on. DM her WhatsApp:+19186093473 or Email: jessywayne2j2@gmail.com
Mogelo Kammuu
We had just lost our son 😭😭 there was no hope for me and my husband, we lost our jobs and suffered looking for another job luckily my husband came across McInn Griffin on Facebook review about forex and Bitcoin trade/ crypto currency exchange I borrowed $1000 to invest with McInn Griffin and I have a profit of $13800 in 6 working days now we have all our credit cards paid off and we are very grateful to you Sir I will advise all of you who want to invest for the future to connect with him please and please you should not invest with all these scammers out here who asks you for money. You do not have to give him anything and you can reach McInn Griffin via Email: griffinmcinn54@gmail.com WhatsApp Number : +12134438269 he is very trustworthy and reliable, check his name on Facebook. "Success doesn’t come to you, You go to it... I’m not the one to call you to invest and have a bright financial situation. If you know what’s right, you’re supposed to contact him now and start trading ASAP”
Lanie Velasco-Jn Charles
So quick and efficient. Sourabh was very accommodating and helpful to what I needed for health insurance. They were able to call me back without having to have waited 1-2 business days. Love it!
Kenneth Schock
To ensure continued confidence that our long term health needs will be maintained.
Angie Mena
Christine helped me over the phone and was amazing and respectful
Steve Kriston
It was convenient and easy. Chris couldn’t have treated us better if he’d been sitting right beside us. Great experience!
Laura Christina Espinal
Very quick and formative.
McLean Robert Loren Donna
He was so nice to me told so much about it thanks so much
Charlaine Banfield
Gautam was very helpful in making my decision about which insurance to purchase. I would recommend this insurance company
Adam Diamond
George was helpful quick and knowledgeable with helping me find something suitable and that worked best at that. I definitely recommend Insurdinary for all of your insurance needs. Thanks George!
Kathy Jackson
Make it possible to contact a CSR who doesn't transfer me around 7 times before telling me they can't find their own policy issued to a customer - a policy number taken from their own letterhead!! I will tell everyone I know, in every way, to avoid your company at all costs. If I have to, I will contact CBC W5 or Marketplace. Manulife, you have messed with the wrong estate executor!!
Dee Garrett Gauthier
We had an excellent experience with Insurdinary. We strongly recommend them for insurance. Very pleasant to speak with. Fast and easy. We will be telling our family and friends all about it. Give them a call.
Nicole Florendo
Get Quotes and Compare the lowest and best insurance rates now!
Widya Febrina
Thank you so much George for your help , you so quick to respond me back and help me lots everything done so quickly. The best services ever. I will recommend to all my friends . Thank you so much I do really appreciated it..
Love Maria
Very helpful very easy....good job.
Vicky Green
It was a pleasure talking with George He was very polite .
Louise Smook
It was a pleasure speaking with you today:) Answered all my questions and found the best plan for me to meet my needs at the best price. Thanks again , George!
Emma Woodhouse
It was a pleasure to work with this team. They have answered all of my questions; provided me great quotes which addressed all my needs. Thank you.
Bob Schulz
Daniel Veremchuck
It was super easy to get a quote online. Amazing people work there providing you with the best option and customer service.
Gabi Fish
Thanks George for a great policy:)) I will definitely recommend you guys to my friends.
Eric Clementi helped us with purchasing a new plan for our health insurance that better suited our needs. The whole process was very smooth and Eric explained everything that we needed to know about the new plan, in terms that were very easy to understand. We're very happy with the change which has resulted in a substantial reduction from our previous plan.
Sally Carr
Very calm, grounded advice and service. Jonathan and Eric both have distinct and clear voices, which I appreciate as my ears are not as young as they used to be! I also ended my phone conversations with them both wishing me a happy holiday. Thank you, Sally Carr
Linda Osborne
Carrie Praught
Luce Moore
Eric was very helpful and efficient..returned my call promptly ! Very happy with our interaction..thank you !
David Slabotsky
Both people I talked with answered all my questions, and double checked all my answers. Very efficient, very professional
Benny Bellomo
Christine Matheson
Liz and Eric were helpful, pleasant and answered my questions.
Tricia MacAskill
A big thank you to Karen for helping me with our travel insurance. Explained all the details so we have the coverage we needed.
wayne murray
Felicia Saiet
Rick was so great able to answer all my questions and sent the quote in a timely manner. I was able to get the medical insurance within three day's. Great experience.
Brenda Bennett
Karen Wright was outstanding in her customer service. Questions and responses she spoke clearly easy to understand she would repeat anything that I needed to repeat it over. She stayed online so I receive the email with the correct information she explained in detail of what my plan consisted of and how I go about using it… If I had to use the plan.. She wasn’t impatient. She was just willing to take the time and go through each step that I wanted to cover. I am very grateful for such an individual like Karen Wright. She was great!😊
Christina Harding
Jeannette RIISHEDE
Today I received a call back from Karen Wright who helped me compare and get a great rate for on travel insurance for our up coming vacation. She was patient and very helpful. I want to let you know how much I appreciated her guidance and help. Liz Regis was also very helpful in directing me to Karen. Thank you both.
Keith Bonnyman
When I was comparing rates on purchasing travel insurance, Karen Wright was the agent I talked with. Her knowledge, and professionalism on your product and my question on the product was phenomenal. Then when I had the misfortune to have an accident, even though my coverage was with my credit card, I talked with her as to how to go about using the insurance. Karen guided me through the steps I needed to follow, and then followed up with me to see how my claim was going. Thank you Alluanz and Karen for the positive outcome with my claim
L Maasch
Did everything correct, was professional and great to talk to!
Marcel Martin
Got a call from Eric ,he was very professional and looked after my needs
Dianne Brenner
Even and and Eric excellent customer service
Debbie Slattery
Travel insurance needs can be confusing. Karen was incredibly helpful in explaining things and translating the "small print" keeping the process simple and specific to our needs. Thank you Karen! Highly recommend this company.
Scott Orr
I dealt with Even 1st and she transferred me to Eric, both were very pleasant to deal with and answered all my questions.
Sue Kirk
Very efficient
Pascale Gourmet
Very helpful with all the questions I had. Will definitely use this company again.
B Corey
Bharti and Eric both provided excellent service. Explained everything well and verified I understood. Definitely would deal with them again and recommend them.
Linda Drury
Very polite and through agents. Great price and service. Eric and Jonathan were great.
tim sweeney
great experience and great quote for my needs
Kimberley Ryer
Very good experience with Eric. It was simple, fast and nice dealing with him.
luis andrews
Cindy Giddings
Alliance Insurance had the best prices. Dornaz was great to deal with. She was very quick to respond.
Roseann Gezmish
Fast and quick!
Lucy Gorman
Christa and Eric were very helpful and efficient in getting me the best price and quality travel insurance I needed. Their attention to client care was top notch.
Sylvie
Mira Jegodtka
Dornaz was super helpful, knowledgeable and professional Many thanks for a good service
George Froese
bill chandler
Shannan Mckay
Our rep was very helpful and informative. Made our purchase simple and easy.
Nettie Klassen
Elaine Craig
I have never been to Insurdinary
Bruce Hankinson
Very helpful and efficient. Good to work with. Thank you.
Bonnie Atwood
Susan Favro
Eric Clementi was extremely helpful when I purchased Travel Insurance for both my husband and myself. Very professional and proficient in the two policies I purchased.
Marcia Dimler
Eric was most helpful, polite and efficient!
bob buchanan
Lene Jensen
I was so happy, got excellent service and quich result.
David Blundell
Thanks to Eric Clementi for the great service in getting my family's travel insurance sorted.
Tracy F.
Dornaz was very helpful and answered all my questions. She made sure i understood everything.
Rose Welch
I'm very satisfied with how easy it was to get the insurance I need for my next trip. The questionnaire was clear and precise. The agents I spoke with were very knowledgeable and patiently answered all my questions. Eric assured me I'd receive my papers within the next 7 to 10 days. I'm also very satisfied with the cost. Thank you.
gary stratton
Very thorough and respectful. Eric and Christa were not pushy so yeah it was peace of mind for a reasonable price.
daryl jarvis
Eric ,was very helpful and explained all the details.
clifford Carter
Hermin & Eric were both professional & kind. Keep up the good work!