Finding the Best Credit Card Simplified

Interest Rates:

Key Features:

• Earn up to 2 points per $1 spent on eligible purchases
• Comprehensive travel insurance (cancellation, interruption, baggage loss, car rental insurance)
• Triple the manufacturers warranty for most items purchased with the card
• Charge $2000 to the card and receive up to 33,000 reward points per year and earn more than $250 in rewards

Interest Rates:

Key Features:

• Earn up to 2 points per $1 spent on eligible purchases
• Travel insurance for up to 10 days outside your province of residence, including trip cancellation and travel interruption insurance
• No min. income requirement

Interest Rates:

Key Features:

• Access funds anywhere in the world
• Protect yourself against unauthorized purchases with the MasterCard® Zero Liability program
• $500 min. credit limit

Interest Rates:

Key Features:

• 1% cashback on restaurant transactions and recurring automatic transfers
• 0.5% cashback on all other eligible purchases
• Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years

Interest Rates:

Key Features:

• Low interest rates: 10.95% for purchases and 14.95% for cash advances (will not be lower than 8.9% for purchases and 12.9% for cash advances)
• Purchase protection in case of theft or damage
• Extended warranty

Interest Rates:

Key Features:

• Earn 1 point for every $2 spent
• Receive $10 cashback for each 1,000 points earned
• Purchase protection in case of theft or damage
• Extended warranty
• Allows you to contribute to the Quebec Breast Cancer Foundation

Interest Rates:

Key Features:

• Free budgeting tools, automatic billing, e-transfer, and direct deposit are available
• Sign up within 5 mins and get instant approval - a virtual card will be issued and ready to use right away
• No minimum deposit, no credit check, and no annual interest rates
• 30-day free trial, $9/month or $84/year subscription fee
• $0 credit card surcharge fee, foreign exchange fee, ATM fee, or e-Transfer fee
• 2% instant cash back on Groceries + Bills/Service + Food/Drinks, 0.5% on all other categories - up to 6% extra cash back with partnered merchants
• Earn 2% interest with the entire account balance with no minimum deposit required

Interest Rates:

Key Features:

• Sign up within 5 mins and get instant approval - a virtual card will be issued and ready to use right away
• No credit card surcharge fee, no monthly fee, no minimum deposit, no credit check, and no annual interest rates.
• Up to 5% instant cashback rewards on gas, groceries, travel and so much more
• Earn interest with the entire account balance with no minimum deposit required
• Optional credit building plan available with a low monthly subscription fee
• Free budgeting tools, automatic billing, e-transfer, and direct deposit are available

Interest Rates:

Key Features:

• Earn 2 Brim Rewards points for every $1 spent on eligible purchases
• No annual fee for the first year
• No foreign transaction fee

Interest Rates:

Key Features:

• Earn 1.5 Brim Rewards points per $1 spent on eligible purchases
• No foreign transaction fee

Interest Rates:

Key Features:

• $25 cashback² when you sign up for a Neo Card
• Earn an average of 5% cashback³ from thousands of local and national Neo partners
• No annual or monthly fees and no minimum balance required
• Sign up in 3 minutes and start using your digital card instantly while you wait for your physical card to arrive
• Purchase rate of 19.99%-25.24% and a cash advance rate of 21.99%-25.24% for Quebec residents

Learn More:

• Neo Financial Review

Interest Rates:

Key Features:

• Best Cashback Credit Card for Bad Credit 2022 (NerdWallet)
• $25 cashback² when you sign up for a Neo Secured Card
• Earn an average of 5% cashback³ from thousands of local and national Neo partners
• No annual or monthly fees
• Fund your card in as little as 30 minutes with only $50
• Purchase rate of 19.99%-25.24% and a cash advance rate of 21.99%-25.24% for Quebec residents

Learn More:

• Neo Financial Review

Interest Rates:

Key Features:

• Best Travel Credit Card for Instant Cash Back 2022 (Our Pick)
• Earn 1 Membership Rewards® point per $1 spent on eligible purchases
• Earn 1 additional Membership Rewards® point for hotel or car rental bookings through Amex Travel Online
• Welcome bonus of 10,000 Membership Rewards® for $1000 in purchases for the first 3 months

Interest Rates:

Key Features:

• Best Travel Credit Card for Food and Gas 2022 (Our Pick)
• Best Credit Card for Dining Rewards 2022 (GreedyRates)
• Earn 5 BMO Rewards points per $1 on groceries, dining, gas and transit
• No annual fee for the first year
• 21.99% cash advance interest rate for Quebec residents

Learn More:

• BMO Eclipse Infinite Card Review

Interest Rates:

Key Features:

• Best Low-Rate Unsecured Credit Card for Bad Credit 2022 (NerdWallet)
• Zero Liability protection
• Guaranteed approval if you meet the eligibility requirements

Interest Rates:

Key Features:

• Best Student Credit Card for Bad Credit 2022 (Ratehub)
• Best No-Fee Secured Credit Card for Bad Credit 2022 (NerdWallet)
• Best Credit Score Builder Credit Card 2022 (GreedyRates)
• Zero Liability protection
• Cardholders can choose between a $59 annual fee with 14.9% interest or no annual fee with 19.99% interest
• Credit limit is equal to the amount deposited, which is between $500 - $10,000

Interest Rates:

Key Features:

• Best Travel Credit Card for Travel Insurance Benefits (Our Pick)
• Best No-Fee Travel Credit Card for US Dollar Cash Back (GreedyRates)
• 1.5% unlimited cash back rewards on all eligible regular purchases
• 3% unlimited cash back rewards on all eligible purchases made in U.S. dollars

Interest Rates:

Key Features:

• Best Low-Interest Credit Card 2022 (GreedyRates)
• No annual fee for the first year
• Earn 2 HSBC Plus Rewards™ Points per $1 on eligible dining or entertainment purchases
• Earn 1 HSBC Plus Rewards™ Points per $1 on all other everyday purchases

Interest Rates:

Key Features:

• Best No Foreign Exchange Fee Credit Card 2022 (GreedyRates)
• $80,000 min. income
• Earn 1.5-3% in travel rewards for eligible travel purchases

Interest Rates:

Key Features:

• Best Travel Rewards Credit Card 2022 (GreedyRates)
• Earn 5 rewards points per $1 spent on eligible travel purchases
• Earn 3 rewards points per $1 spent on eligible dining, entertainment and recurring bill payments
• Earn 1 rewards point per $1 spent on other purchases

Interest Rates:

Key Features:

• Best No-Fee Business Credit Card 2022 (GreedyRates)
• 1.75% cash back for gas or in-store at Shell
• 1.5% cash back on gas, office supplies and cellphone/internet bills (10% for first 3 months)
• 0.75% cash back on other eligible purchases

Interest Rates:

Key Features:

• Best No-Fee Travel Credit Card for Good Credit 2022 (Our Pick)
• No foreign transaction fee
• Earn 1 Brim Rewards point for every $1 spent

Interest Rates:

Key Features:

• Earn 1 reward point per $1 eligible spending
• No min income

Interest Rates:

Key Features:

• Enjoy low interest rates
• No min income

Interest Rates:

Key Features:

• Earn cash back with no annual fee
• Perfect for new or small businesses
• No min income

Interest Rates:

Key Features:

• Earn 1.5% cash back on all purchases with no limits
• Earn 3% for net purchases in foreign currencies with no limits and flexible reward redemption options
• Exclusive benefits and no annual fee for the first year

Interest Rates:

Key Features:

• Hassle free travel rewards with no restrictions
• No min income

Interest Rates:

Key Features:

• Earn cash back with no annual fee
• No min income

Interest Rates:

Key Features:

• Watch your savings grow with 2% cash rewards
• No min income

Interest Rates:

Key Features:

• Earn 1.5 rewards points per $1 spent on all card purchases
• Earn 3 rewards points per $1 spent on purchases in foreign currencies
• Hassle free travel rewards with no restrictions

Interest Rates:

Key Features:

• Earn 4 rewards points per $1 spent on gas and groceries
• Earn 2 rewards points per $1 spent on pharmacy and utility bill payments
• Earn 1 reward point per $1 spent on all other eligible purchases

Interest Rates:

Key Features:

• Earn 4% in BONUSDOLLARS® Rewards on restaurants, entertainment and alternative transportation
• Earn 3% in BONUSDOLLARS® Rewards on groceries and travel
• Earn 1.75% in BONUSDOLLARS® Rewards on other purchases

Interest Rates:

Key Features:

• Earn 3% in BONUSDOLLARS® Rewards on groceries
• Earn 2% in BONUSDOLLARS® Rewards on restaurants, entertainment and alternative
• Earn 1.5% in BONUSDOLLARS® Rewards on other purchases

Interest Rates:

Key Features:

• No Annual Fee
• Up to 2% on your purchases in BONUSDOLLARS

Interest Rates:

Key Features:

• No Annual Fee
• Low Interest Rate

Interest Rates:

Key Features:

• Earn 4% in BONUSDOLLARS® Rewards on groceries
• Earn 3% in BONUSDOLLARS® Rewards on restaurants, entertainment and alternative
• Earn 1% in BONUSDOLLARS® Rewards on other purchases

Interest Rates:

Key Features:

• No Annual Fee
• Up to 2% cash back on your purchases

Interest Rates:

Key Features:

• No Annual Fee
• Earn a Welcome Bonus of 500 AIR MILES^®*

Interest Rates:

Key Features:

• Priority Pass - Worldwide Airport Lounge Access
• Earn 1 Mile per $10 spent at eligible AIR MILES Partners
• Earn 1 Mile per $10 spent at eligible stand-alone grocery stores, gas stations and drugstores in Canada
• Earn 1 Mile per $15 on other purchases

Interest Rates:

Key Features:

• Best Cash Back Credit Card for Flat Rate 2022 (GreedyRates)
• Earn 10% cashback in first 4 months
• No limit cashback amount

Interest Rates:

Key Features:

• Best Business Credit Card 2022 (GreedyRates)
• Earn 50,000 Welcome bonus points, enough for 3 free hotel nights
• Earn up to 5 points/$1 eligible spending

Interest Rates:

Key Features:

• Best Travel Credit Card for Hotel Benefits 2022 (Our Pick)
• Earn 50,000 Welcome bonus points, enough for 3 free hotel nights
• Earn up to 5 points/$1 eligible spending

Interest Rates:

Key Features:

• Earn 3 Membership Rewards^® points per $1 on eligible dining and food delivery in Canada
• Earn 2 Membership Rewards^® points per $1 on purchases on eligible travel
• Earn 1 Membership Rewards^® points per $1 in all other purchases

Interest Rates:

Key Features:

• Earn 1.25 Membership Rewards points per $1 spent on eligible purchases
• No pre-set spending limit

Interest Rates:

Key Features:

• Earn 2 Rewards points per $1 spent on eligible flights, hotels, car rentals, cruises, and more
• Earn 2 Rewards points per $1 spent on eligible gas, grocery & drugstore purchases in Canada
• Earn 1 Rewards point per $1 spent on dining to takeout, subscriptions, shopping, and more

Interest Rates:

Key Features:

• Support Canadian Veterans while earning points towards Cash Back, travel and more

Interest Rates:

Key Features:

• Best Low-Interest Credit Card 2022 (GreedyRates)
• Enjoy an 8.99% low rate on purchases and balance transfer
• Low annual fee

Interest Rates:

Key Features:

• Best No-Fee Balance Transfer / Low-Interest Credit Card 2022 (GreedyRates)
• Enjoy a 12.99% low rate on purchases
• No annual fee

Interest Rates:

Key Features:

• Earn a 100 Bonus Loyalty Shopping Dollars after your first eligible spending
• Earn Loyalty Shopping Dollars at 6% on eligible Melaleuca purchases, 4% on gas, grocery and restaurant purchases and 1% on other eligible purchases

Interest Rates:

Key Features:

• Get 5% back at Amazon.ca, Whole Foods Market stores, grocery stores, and restaurants for 6 months after approval, on first $3,000 in eligible purchases
• Always get 1% back on eligible purchases everywhere else Mastercard is accepted

Interest Rates:

Key Features:

• Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months
• Earn 2% on gas and groceries and 0.5% on other eligible purchases after the 6 months

Interest Rates:

Key Features:

• Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months
• Earn 2% on gas and groceries and 1% on other eligible purchases after the 6 months

Interest Rates:

Key Features:

• Earn 3 Miles per $1 spent on tickets, vacation packages, and cargo services from Alaska Airlines; 1 Mile per $1 on all other eligible purchases
• Complimentary checked bag on qualifying reservations, additional price protection on fares while earning Miles on eligible purchases toward flights and rewards

Interest Rates:

Key Features:

• Earn 3 Miles per $1 spent on tickets, vacation packages, and cargo services from Alaska Airlines; 1 Mile per $1 on all other eligible purchases
• No min. individual or household income requirement

Interest Rates:

Key Features:

• Best Travel Credit Card for Flat-rate Benefits 2022 (Our Pick)
• Earn up to 30,000 Welcome Offer Rewards Points
• Earn 5 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category
• Earn 1 point per $1 on other eligible purchases

Interest Rates:

Key Features:

• Best No-Fee Travel Credit Cards for Fast Rewards 2022 (Our Pick)
• Best No-Fee Rewards Credit Card for Everyday Spending 2022 (GreedyRates)
• Earn 4x Welcome Offer points + up to 10,000 Bonus points

Interest Rates:

Key Features:

• Save on foreign exchange fees while earning points
• Earn 1 Rewards point per USD eligible spending

Learn More:

• Your Guide to the Best RBC Credit Cards

Interest Rates:

Key Features:

• Turn your business purchases into business savings
• 1-2% cash back on all eligible spending

Interest Rates:

Key Features:

• Earn up to 1.5% cash back on all eligible purchases
• Unlimited cash back on your spending
• Complimentary Boingo Wi-Fi account

Learn More:

• Your Guide to the Best RBC Credit Cards

Interest Rates:

Key Features:

• Receive up to 60,000 bonus Avios
• Earn 1 Avios per $1 CAD on eligible purchases

Interest Rates:

Key Features:

• Receive up to 40,000 Asia Miles upon approval with a minimum spend in the first 3 months
• Earn 1-1.25 Asia Miles per $1 CAD eligible spending
• Earn double Asia Miles on Cathay Pacific purchases online

Interest Rates:

Key Features:

• Get 50 welcome WestJet dollars
• 1%-1.5% back in WestJet dollars on all eligible spending

Interest Rates:

Key Features:

• Collect 2,500 welcome bonus rewards points
• Earn 1 rewards point per dollar eligible spending

Interest Rates:

Key Features:

• No annual fee
• Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases
• Earn 1 RBC Rewards point for every $2 spent on all other purchases

Interest Rates:

Key Features:

• Earn 1 Rewards Point per $1 on eligible purchases
• 20,000 welcome points upon approved application

Interest Rates:

Key Features:

• Earn 1.25 Rewards Points per $1 on eligible purchases
• 25,000 welcome points upon approved application

Interest Rates:

Key Features:

• Earn 1.25 Rewards Points per $1 on eligible purchases
• Earn up to 55,000 bonus Rewards Points in your first 6 months

Interest Rates:

Key Features:

• No blackout periods or seat restrictions – ever!
• Earn 1 Rewards Point per $1 on eligible purchases
• Earn up to 55,000 welcome bonus Rewards Points in your first 6 months

Interest Rates:

Key Features:

• Low variable interest rate
• No annual fee
• Purchase Security and Extended Warranty insurance

Interest Rates:

Key Features:

• Save with a fixed low interest rate
• Low annual fee
• Purchase security and extended warranty insurance

Interest Rates:

Key Features:

• Make purchases in US$ w/o foreign currency conversion fees
• Eliminate credit card foreign currency conversion rates and fees when making purchases or paying for bills in U.S. Dollars
• $1000 USD min. credit limit

Interest Rates:

Key Features:

• Earn 2-9 Rewards Points per dollar eligible spending
• Get 30,000 Welcome Bonus points in first spending
• $1000 min. credit limit

Interest Rates:

Key Features:

• Earn Aeroplan Miles and reward yourself sooner
• Welcome Bonus of 10,000 Bonus Aeroplan Miles on your first purchase
• $1000 min. credit limit

Learn More:

• TD Aeroplan VISA Business Card Review

Interest Rates:

Key Features:

• 0.5%-2% Cash Back Dollars on all eligible spending
• Earn 50% more Stars at participating Starbucks® stores
• $1000 min. credit limit

Interest Rates:

Key Features:

• Earn 50% more Stars at participating Starbucks® stores
• Pay $49 Annual Fee for a much lower 8.99% (P) / (CA) interest rates
• $1000 min. credit limit

Interest Rates:

Key Features:

• Earn 50% more Stars at participating Starbucks stores
• Enjoy all the benefits using Apple Pay
• $1000 min. credit limit

Interest Rates:

Key Features:

• Earn 1.25-2x miles per $1 on eligible purchases
• Earn 50% more Aeroplan points and 50% more Stars at participating Starbucks stores
• Earn 20,000 Bonus Aeroplan Miles on your first purchase
• $10,000 min. credit limit

Learn More:

• TD Aeroplan Visa Infinite Privilege Card Review

Interest Rates:

Key Features:

• Earn 1-2 Miles per $1-$1.50 on eligible purchases
• Earn 10,000 Bonus Aeroplan Miles
• $1500 min. credit limit

Learn More:

• TD Aeroplan Visa Platinum Card Review

Interest Rates:

Key Features:

• Best Travel Credit Card for Air Travel 2022 (Our Pick)
• Best Travel Rewards Credit Card 2022 (GreedyRates)
• Free first year annual fee
• Earn 15,000 Bonus Aeroplan Miles
• $5000 min. credit limit

Learn More:

• TD Aeroplan Visa Infinite Card Review

Interest Rates:

Key Features:

• Best Student Travel Credit Card 2022 (Ratehub)
• Earn 1-3 Rewards Points per $1 on eligible purchases
• Earn 50% more TD Rewards Points at Starbucks when you link your TD card with your Starbucks® Rewards account
• $500 min. credit limit

Interest Rates:

Key Features:

• Free first year annual fee
• Earn 2-5 Rewards Points per $1 on eligible purchases
• Earn 15,000 Welcome Bonus points in first spending
• $1000 min. credit limit

Learn More:

• TD Platinum Travel Visa Card Review

Interest Rates:

Key Features:

• 0.5%-1% Cash Back on all eligible purchases
• Can redeem Cash Back at $25
• $500 min. credit limit

Learn More:

• TD Cash Back Visa Card Review

Interest Rates:

Key Features:

• 0.5%-2% cash back on all eligible spending
• No min. income requirement
• $1000 min. credit limit

Interest Rates:

Key Features:

• Best No-Fee Credit Card 2022 (GreedyRates)
• Earn 2% cash back on groceries
• Earn 1% cash back on gas, transportation, dining and recurring payments
• Earn 0.5% cash back on other purchases
• $15,000 min. household income

Interest Rates:

Key Features:

• 1%-3% cash back on all eligible spending
• $15,000 min. household income

Interest Rates:

Key Features:

• Earn 1 Aventura point per $1 spent on travel purchased through the CIBC Rewards Centre
• Earn 1 Aventura point per $2 spent on other purchases
• $15,000 min. household income

Interest Rates:

Key Features:

• Earn 2 Aeroplan points per $1 spent with Air Canada directly, including through Air Canada Vacations®
• Earn 1.5 Aeroplan points per $1 spent on shipping, internet, cable, phone services, travel and dining
• Earn 1 Aeroplan point per $1 spent on all other purchases

Interest Rates:

Key Features:

• Earn 2 Aeroplan points per $1 spent with Air Canada directly, including through Air Canada Vacations®
• Earn 1.5 Aeroplan points per $1 spent on shipping, internet, cable, phone services, travel and dining
• Earn 1 Aeroplan point per $1 spent on all other purchases

Interest Rates:

Key Features:

• Earn 2 Aventura points per $1 spent on travel purchased through the CIBC Rewards Centre
• Earn 1.5 Aventura points per $1 spent on eligible gas and travel purchases such as flights, hotel, car rentals and travel agencies
• Earn 1 Aventura point per $1 spent on other purchases

Interest Rates:

Key Features:

• Earn 2 Aventura points per $1 spent on travel purchased through the CIBC Rewards Centre
• Earn 1.5 Aventura points per $1 spent on gas and travel spending such as flights, hotel stays, car rentals and travel agencies
• Earn 1 Aventura point per $1 on other purchases

Interest Rates:

Key Features:

• No min. income requirement
• $1000 min. credit limit

Interest Rates:

Key Features:

• Earn 2 Aeroplan points per $1 spent directly with Air Canada, including through Air Canada Vacations^®
• Earn 1.25 Aeroplan points per $1 spent on all other purchases
• Earn twice the points through online retailers through the Aeroplan eStore

Interest Rates:

Key Features:

• Get travel rewards for No Annual Fee
• $15,000 min. household income

Interest Rates:

Key Features:

• Earn 2 Aventura travel points per $1 spent on travel purchased through the CIBC Rewards Centre
• Earn 1.5 Aventura travel points per $1 spent at eligible gas stations, grocery stores and drug stores
• Earn 1 Aventura travel point per $1 spent on all other purchases
• $15,000 min. household income

Interest Rates:

Key Features:

• Earn 3 Aventura travel points per $1 spent on travel purchased through the CIBC Rewards Centre
• Earn 2 Aventura travel points per $1 spent on eligible dining, entertainment, transportation, gas and groceries
• Earn 1.25 Aventura travel points per $1 spent on all other purchases
• $200,000 min. household income

Interest Rates:

Key Features:

• Earn 2 Aventura travel points per $1 spent on travel purchased through the CIBC Rewards Centre
• Earn 1.5 Aventura travel points per $1 spent at eligible gas stations, grocery stores and drug stores
• Earn 1 Aventura travel point per $1 spent on all other purchases
• $100,000 min. household annual income

Learn More:

• CIBC Aventura Visa Infinite Card Review

Interest Rates:

Key Features:

• Get 1-3x Miles per $20 on all eligible spending
• Get 500 Bonus Miles Limited Offer

Interest Rates:

Key Features:

• Best No-Fee Travel Credit Card for Car Rental Benefits 2022 (Our Pick)
• Get 1 rewards point per dollar on all eligible spending
• Get 10,000 points when you spend $1000 in the first 3 months and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee

Interest Rates:

Key Features:

• A secure card loaded w/ your own money
• Low annual fee
• No interest rate for purchases or cash advance

Interest Rates:

Key Features:

• Get annual fee rebated per US$1,000 spending per year
• Low annual fee

Interest Rates:

Key Features:

• Best Low Interest Credit Cards 2022 (GreedyRates)
• Get 3.99% rate on BT Welcome Offer for 9-month
• Low annual fee with 1st year waived

Interest Rates:

Key Features:

• Get 1.25% - 3% cash back on all eligible spending
• Free extended warranty and purchase protection

Interest Rates:

Key Features:

• Earn 5% cash back on groceries, 4% on transit, 3% on gas and electric vehicle charging and 2% on recurring bills
• Earn 1% on all other purchases

Interest Rates:

Key Features:

• Best Student No-Fee Cash Back Credit Card 2022 (GreedyRates, Ratehub & NerdWallet)
• Get 0.5%-3% cash back on all eligible spending
• Get 5% cash back Welcome Offer in your first 3 months

Interest Rates:

Key Features:

• Best Student Air Miles Credit Card 2022 (Ratehub & NerdWallet)
• Get 1-2x Miles per $20 on all eligible spending
• Get 800 Bonus Miles Welcome Offer for 9 months

Interest Rates:

Key Features:

• 1.99% introductory balance transfer for 9 months
• Get 1-2x Miles per $25 on all eligible spending
• Get 800 Bonus Miles Welcome Offer for 9 months

Interest Rates:

Key Features:

• Earn 1.5 - 3 rewards points per $1 spent on eligible purchases
• 50,000 BMO Rewards points Welcome Offer & annual fee waived in first year

Interest Rates:

Key Features:

• Best Student Credit Card for Groceries (Ratehub)
• 21 days interest-free grace period
• 0.97% promo balance transfer rate up to 6-month
• 10 - 30 pts per dollar spending

Interest Rates:

Key Features:

• Best Business Credit Card 2022 (GreedyRates)
• Earn 3 Rewards points per $1 spent on gas and transit, food and drink, office supplies and electronics
• Earn 1 Rewards point per $1 spent on other eligible purchases

Interest Rates:

Key Features:

• Best no-fee balance transfer card
• Best used for flexible spending
• 3.00% balance transfer rate or minimum $5.00

Learn More:

• Tangerine Credit Cards Review
• Tangerine Review

Interest Rates:

Key Features:

• Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) plus get 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0) (Offer ends April 30, 2023)
• $500 min. credit limit

Learn More:

• Scotiabank No Fee Credit Cards Review
• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• Best Credit Card  for Students also for Newcomers to Canada 2022 (NerdWallet)
• Best Entertainment Credit Card for Students 2022 (Ratehub)
• Earn 2x Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, Co-Op, Cineplex™ theatre and cineplex.com
• Earn 10,000 bonus Scene+™ points within your first year (Offer ends April 30, 2023)
• $500 min. credit limit

Learn More:

• Scotia Scene Visa Card Review
• Best Scotiabank Partner Credit Cards Review

Interest Rates:

Key Features:

• Earn 1 point per dollar you spend
• Earn up to 5,000 sign up bonus points
• 5% cash back on travel
• $5,000 min. credit limit

Learn More:

• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• Best Credit Card for Cash Back Bonus Rewards 2022 (NerdWallet & GreedyRates)
• Best used for groceries and bills
• Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) and no annual fee in the first year, including on supplementary cards (Offer ends April 30, 2023)
• 4% cash back on all grocery, bills & subscription fees, 2% on daily transit & 1% on everything else
• $5,000 min. credit limit
• 1%-4% cash back on all eligible spending

Learn More:

• Scotia Momentum Visa Infinite Card Review
• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• Enjoy the travel benefits, accelerated cash back rewards and exclusive perks
• No annual fee on the first year
• 3% cash back at grocery stores
• 2% cash back on travel
• 1% cash back on everything else
• Exclusive Visa Infinite benefits
• $5,000 minimum credit limit

Interest Rates:

Key Features:

• Get cash back rewards on every single purchase
• 2% cash back at grocery stores
• 0.5% cash back on everything else
• 1.99% balance transfers for the first 6 months
• Purchase protection and extended warranty insurance
• $1000 minimum credit limit

Interest Rates:

Key Features:

• Guaranteed credit card approval
• Zero Liability protection

Interest Rates:

Key Features:

• 2 points on pre-authorized debits, grocery, gas, travel and transportation; 1 point on other eligible purchases
• 10,000 points for $100 Cash Back on your Laurentian Bank Visa Infinite account

Interest Rates:

Key Features:

• Earn 1.5% cashback on most online purchases, in grocery stores and on gas
• Get unlimited 1% cashback on all other purchases
• Apply your cashback as soon as you accumulate $10 and access your cashback from any tablet/mobile device
• Purchase protection in case of theft or damage
• Extended warranty

Interest Rates:

Key Features:

• Best No-Fee Travel Credit Card for Easy Qualification 2022 (Our Pick)
• Best No Foreign Exchange Fee Credit Card 2022 (GreedyRates)
• Best Unsecured Credit Card for Bad Credit 2022 (NerdWallet)
• 1% Cash Back on all eligible purchases
• No foreign exchange fees

Interest Rates:

Key Features:

• Earn 1 Harley-Davidson® Genuine Rewards Point for every $2 spent on eligible purchases
• Redeem your points for Harley Chrome® Cash

Interest Rates:

Key Features:

• 2% Cash Back credit on pre-authorized debits, groceries or gas and 1% on other eligible purchases
• Redeem a Cash Back credit anytime when your DOLLARS credits balance is $25 or greater

Interest Rates:

Key Features:

• Best Cash Back Credit Card for Gas and Groceries 2022 (GreedyRates)
• Earn 4% cash back on gas and groceries
• Earn 2% cash back on transportation, dining and recurring payments
• Earn 1% cash back on other purchases

Learn More:

• CIBC Dividend Visa Infinite Card Review

Interest Rates:

Key Features:

• Earn up to 2 points on all card purchases without restrictions
• Up to $150 each year in fee rebates on airport parking, seat selection and check-in fees
• Comprehensive insurance coverage: medical and hospital insurance, trip cancellation and interruption insurance, flight delay insurance, baggage insurance and car rental insurance
• Trade your reward points without restrictions: gift cards, branded articles and travel rebates

Interest Rates:

Key Features:

• Best Balance Transfer Credit Card 2022 (GreedyRates)
• Get 0% introductory interest rate on balance transfers for the first 10 months
• $15,000 min. household income

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• CIBC Select Visa Card Review

Interest Rates:

Key Features:

• 21-day interest-free payment deferment until the date shown on your statement
• Zero Liability protection

Interest Rates:

Key Features:

• No Annual Fee
• Up to 2% cash back on your purchases

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Key Features:

• Best Low-Interest Credit Card 2022 (NerdWallet)
• Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points (Offer ends January 3, 2023)
• Earn 2x Scene+™ points for every $1 you spend on all your eligible purchases
• The only major bank that saves you 2.5% on foreign transaction fees
• No foreign transaction fees
• $10,000 minimum credit limit

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• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• 0.5%-1% cash back on all eligible spending
• $500 min. credit limit

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• Scotiabank No Fee Credit Cards Review
• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• 1%-2% cash back on all eligible spending
• $500 min. credit limit
• Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that) (Offer ends January 3, 2023)

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• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• Best Business Credit Card 2022 (GreedyRates)
• Earn 30,000 Welcome bonus points
• Earn 1 Rewards point/$1 spent

Interest Rates:

Key Features:

• 1% Cash Back on all eligible spending
• No foreign exchange fees

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Key Features:

• Earn 1.5 points for every $1 spent
• $1000 min. credit limit

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Key Features:

• Earn 1 - 1.25x AIR MILES per $20 spent on eligible purchases
• 1,000 Welcome Offer Bonus Miles

Interest Rates:

Key Features:

• Get up to a 1% Moneyback reward
• Accelerated Moneyback rewards for students
• No credit history needed
• 20% savings when booking with Avis worldwide
• $500 min. credit limit

Interest Rates:

Key Features:

• Save 3¢/L on fuel and always earn 20% more Petro-Points Always earn 20% more RBC Rewards points
• Earn 1 rewards point per dollar eligible spending

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• Your Guide to the Best RBC Credit Cards

Interest Rates:

Key Features:

• Get $25 cash back on your first purchase within 3 months of receiving the card
• 1%-1.5% cash back on all eligible spending
• Optional Group Balance Protection Insurance

Interest Rates:

Key Features:

• Best no-fee low interest credit card
• $1,000 min. credit limit
• Earn 3x Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• Earn up to 12,000 bonus Scene+™ points in your first year (that’s up to $120 towards travel) (Offer ends April 30, 2023)

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• Scotiabank No Fee Credit Cards Review

Interest Rates:

Key Features:

• Get up to $25 Walmart Reward Dollars Welcome Bonus
• Earn 1%-1.25% Walmart Reward on all eligible spending
• With Zero Liability Protection
• 21.97% Preferred Cash Interest Rate for Quebec residents

Interest Rates:

Key Features:

• No annual fee, including additional cards
• Low interest rates for paying charges on time

Interest Rates:

Key Features:

• 21 days interest-free grace period
• 0.97% promo balance transfer rate up to 6-month
• 10 - 35 pts per dollar spending

Interest Rates:

Key Features:

• Best Balance Transfer Credit Card 2022 (NerdWallet & GreedyRates)
• 0% introductory interest rate on cash advances for the first 6 months (12.99% after that; annual fee $29) plus no annual fee for the first year (Offer ends April 30, 2023)
• Save up to hundreds of dollars a year on interest
• $500 min. credit limit

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• Scotiabank Value® Visa Card Review

Interest Rates:

Key Features:

• 20% more Petro-Points at Petro-Canada
• 1-2% cash back on all eligible spending

Interest Rates:

Key Features:

• Best for Bonus Rewards and No ForEx fees 2022 (NerdWallet)
• Best Travel Credit Card for Accelerated Rewards 2022 (GreedyRates)
• $5,000 min. credit limit
• Earn 6x Scene+™ points for each $1 CAD charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• Earn up to $850 in value in the first 12 months, including up to 45,000 bonus Scene+™ points and first year annual fee waived (Offer ends April 30, 2023)

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• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• Save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
• 1.5-2% back in WestJet dollars on all eligible spending

Interest Rates:

Key Features:

• Best Travel Credit Card for Maximize Rewards 2022 (Our Pick)
• Best Credit Card Overall 2022 (Nerdwallet)
• Best Welcome Bonus Rewards Credit Card 2022 (GreedyRates)
• Earn up to 30,000 sign up bonus points
• Earn up to 5x points on eligible everyday spending
• This card has a monthly fee of $12.99 (annual fee is monthly fee for 12 months)

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• American Express Cobalt Card Review

Interest Rates:

Key Features:

• Get 1%-4% back in CT Money on all eligible spending
• Collect 5¢-7¢ per litre in CT Money on all eligible fuel spending

Interest Rates:

Key Features:

• No blackout periods or seat restrictions – ever!
• Earn 1 Rewards Point per dollar eligible spending
• Start flying w/ 15,000 welcome points

Learn More:

• Your Guide to the Best RBC Credit Cards

Interest Rates:

Key Features:

• Best Store Rewards Credit Card 2022 (GreedyRates)
• 21 days interest-free grace period
• 0.97% promo balance transfer rate up to 6-month
• 10 - 45 pts per dollar spending

Interest Rates:

Key Features:

• Earn 1-5 points per $1 in all eligible spending
• No limit Best Western Rewards points
• Earn up to 20,000 sign up bonus points on first spending

Interest Rates:

Key Features:

• 1.99% introductory balance transfer for 9 months
• Get 2,000 AIR MILES Sign up Bonus Miles and annual fee waived for the first year

Interest Rates:

Key Features:

• Best AIR MILES Travel Credit Card 2022 (GreedyRates)
• Turn your everyday purchases into extraordinary rewards
• Earn 1 Mile per $5-$10 on eligible spending
• Earn a Welcome Bonus of 2,000 AIR MILES^®*

Interest Rates:

Key Features:

• Free first year annual fee
• Earn 3-9 TD points per dollar eligible spending
• Earn 20,000 bonus points on first purchase
• $5000 min. credit limit

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• TD First Class Travel Visa Infinite Card Review

Interest Rates:

Key Features:

• Best Travel Credit Card for Everyday Spending 2022 (Our Pick)
• Best Travel Credit Card for Big Sign-Up Bonus 2022 (GreedyRates)
• Best No Foreign Exchange Fees Card 2022 (GreedyRates)
• Best for lounge access
• $5,000 min. credit limit
• Earn 3x Scene+™ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op
• Earn up to $1300 in value in the first 12 months, including up to 40,000 bonus Scene+™ points and first year annual fee waived (Offer ends April 30, 2023)

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• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• Free first year annual fee
• Earn 50% more Stars at participating Starbucks® locations
• 1-3% Cash Back spent on eligible purchases
• $5000 min. credit limit

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• TD Cash Back Visa Infinite Card Review

Interest Rates:

Key Features:

• Earn 4% cash back, up to $200, in your first 6 months
• Earn 1.25% cash back after the 6 months
• No limit cashback amount

Interest Rates:

Key Features:

• Best No-Fee Cash Back Credit Card 2022 (GreedyRates)
• Best Balance Transfer Credit Card 2022 (GreedyRates)
• Money-Back Rewards are unlimited and paid monthly
• Earn 2% Money-Back Rewards on your everyday purchases in up to three eligible categories of your choice and 0.5% Money-Back Rewards on all your other everyday purchases

Learn More:

• Tangerine Money Back Credit Card Review
• Tangerine Review

Interest Rates:

Key Features:

• Best No Foreign Exchange Fee Credit Card 2022 (GreedyRates)
• Earn 1% unlimited cash back rewards on all eligible regular purchases
• Earn 3% unlimited cash back rewards on all eligible purchases made in U.S. dollars

Interest Rates:

Key Features:

• Best No-Fee Balance Transfer Credit Card 2022 (GreedyRates)
• Best No-Fee Cash Back Credit Card for Groceries 2022 (GreedyRates)
• 1.99% introductory balance transfer for 9 months
• Get 0.5%-3% cash back on all eligible spending
• Get 5% cash back Welcome Offer in your first 3 months

Learn More:

• BMO Cashback Mastercard Review