Did you know that around 68 percent of households in Canada have life insurance? While having to file a claim for life insurance is the last thing you want to do, knowing how to file a claim is important when you do need it.
If you're one of those 68 percent dealing with Assumption Life Insurance and need to file a claim, we want to support you.
Keep reading as we explore how to file an Assumption Life claim and what you will need.
Disclaimer:
The content in this article or page is for informational purposes only. While we only conduct the most thorough research and evaluations, and update our content continuously, we cannot guarantee 100% accuracy of the details shown. Users may choose to visit the actual company website for more information.
Submitting an Assumption Life Claim Online
There are several methods you can utilize to submit an Assumption Life claim. The first way we will discuss is by filing your claim online.
This is a great option for individuals who are computer savvy and don't want to deal with the other two methods of filing a claim. If you want to file a claim online you can visit here to get started.
From this page, you will be able to log into your account and get assistance from Assumption Life customer service professionals.
Submitting an Assumption Life Claim Over the Phone
If you're not as computer savvy or would rather deal with an actual person, you can also submit a claim over the phone. You can contact the department you need to talk with by visiting this page and getting the phone number you need.
Submitting an Assumption Claim In-Person
The final way you can submit your claim is in-person. If you choose to submit an insurance claim in-person, you can do so if you live in New Brunswick. Just make sure you have all the needed documentation and forms before making the trip. Keep in mind many claims can be submitted directly through your medical provider. If you wish to visit the office personally, you can find them at:
Assumption Life
770 Main Street
Moncton NB
E1C 8L1
Client Service Front Desk Business Hours - 7:15am - 3:30pm
This will allow the process to be quicker.
How to Submit an Assumption Life Claim
When you're ready to start the process of filing a claim, the forms can look quite daunting and complicated.
If you follow the steps listed below, filing your claim will be a breeze.
1. Determine the Correct Paperwork and Documents
The type of paperwork you fill out will be dependent on your individual situation.
One of your first steps is to determine what paperwork you need. Once you have identified what forms you need you can access them here.
The Document Centre is where you will be able to find any forms needed. You will also need to provide different documents based on the claim you are filing.
Keep in mind that the paperwork listed for each type of claim is only the basic paperwork. You may need to provide additional documentation per request before a decision is made.
Life Insurance Claim
When filing a life insurance claim the beneficiary or claimant needs to complete the Beneficiary's Statement. This claim also gets referred to as the Claimant's Statement.
Documents required for this include:
- Physician's statement (this isn't required for Dependent Life Claims)
- Policyholder's statement
- Funeral director's statement or provincial death certificate
- Birth certificate of the deceased
Optional Life Insurance Claim
With an Optional Life Insurance Claim, the same document will get filled out. You will also need the following documents:
- Physician's statement (this isn't required for Dependent Life Claims)
- Policyholder's statement
- Funeral director's statement or provincial death certificate
- Birth certificate of the deceased
If you have increased your insurance or enrolled in insurance less than two years ago you will need an autopsy report and/or the medical examiner's report.
Accidental Death Claim
If you're filing an accidental death claim you will need to fill out the accidental dismemberment forms. The documents you need to include are as follows:
- Physician's statement (this isn't required for Dependent Life Claims)
- Policyholder's statement
- Funeral director's statement or provincial death certificate
- Birth certificate of the deceased
- Police report
- Coroner's report and/or the autopsy report
2. Get the Correct Signatures
Getting the correct signatures requires knowing who the beneficiaries are. Beneficiaries will need to fill out the paperwork and sign.
If there is more than one beneficiary you will need a signature from all beneficiaries and their addresses. If the beneficiary is a minor then the forms will need to get completed by their guardian or another person authorized by law.
If this is the case a certified copy of the Letters of Guardianship needs to get submitted as well.
If any named beneficiaries are deceased then proof of death will be required.
If the deceased did not have a beneficiary the forms can be completed a couple of different ways.
If the beneficiary is the estate of the life insured then the statement will need to be filled out by the executor of the will.
A certified copy of the notarial will is also required for this. If the person did not have a will then the statement gets filled out by the administrator of the estate.
In this circumstance, you will need a notarial copy of the Letter of Administration. If you are in Quebec then this statement needs to get completed by the heirs of the deceased.
In addition, a declaration regarding heirs will need to be submitted.
3. Provide Beneficiary's Social Insurance Number (SIN)
When the beneficiary or claimant files a claim they will need to provide their SIN. This is requested when more than 50 dollars in interest on the death benefit amount gets paid.
If the estate of the deceased is the claimant then the SIN of the deceased individual is required.
4. Pay Fees
If there are any fees involved it is the responsibility of the beneficiary to pay them. This includes fees for documentation filled out by the physician of the deceased.
5. Submit Paperwork
The final step is to submit paperwork. The paperwork can get emailed or scanned to: lifedisabiliy@assumption.ca.
Also, it can be mailed to the following address:
ASSUMPTION LIFE, c/o Group Insurance
P.O. Box 160 / 770 Main Street
Moncton NB E1C 8L1
Telephone: 1-855-244-7011 Fax: 1-855-401-9068
If sending via mail be sure that there are no staples in the paperwork.
File an Assumption Life Claim with Ease
Are you ready to file a claim as a beneficiary or administrator of an estate? By following these steps you can file an Assumption Life Claim with ease.
Do you have life insurance? Insurdinary wants to help make sure that you are covered. Request a life insurance quote today.
